Simple Steps To Making a Water Damage Claim

1/19/2022 (Permalink)

How To File A Water Damage Claim In 3 Easy Steps

If bursting pipes, severe weather, or other factors cause flooding in your Carthage, MO, home, you may rely on your insurance policy to cover the cleanup bills. It’s important that you fie a claim promptly and correctly to make this as smooth a process as possible. Understand your coverage and what steps you must follow.

Things To Initially Consider

Your insurance plan won’t cover all water damage and related issues. In the following cases, you’ll either need supplemental coverage, or you’ll need to take care of the repair costs yourself:

• The damage occurred due to normal wear and tear.
• The damage occurred due to your own neglect of maintenance and upkeep.
• The damage occurred because you intentionally tampered with or broke pipes.

Assess the Damage

Before you start trying to fix a broken pipe or do any other maintenance, determine exactly what areas of your home suffered damage and where the water problems originated. No matter how large or small the incident was, it’s crucial to provide this information to your insurance agent.

Record the Damage

Write down different items of your home that bursting pipes affected and ruined. Also, take photos of the water damage and areas that will require cleanup and restoration. Save these pictures and records for your insurance representative.

Contact Your Agent Promptly

Obviously, you’ll want to get in touch with an experienced disaster cleanup specialist to remove water from your home and to make the area safe once again. But you’ll also want to speak to your insurance company without delay to start the claims process. It’ll be much easier to file a claim and get payment if you communicate with the insurance representative on the day of the incident.

You hate thinking about bursting pipes or other issues causes water problems in your home. It’s nice to know you can count on a competent insurance provider to ease your burden.